FINANCIAL PLANNING · BURNABY & METRO VANCOUVER
Your financial planner
in Burnaby.
I’m Clement Chung, CFP, CIM. I help business owners, incorporated professionals and families connect their retirement, tax and estate decisions in one financial plan.
Book an introductory call ↗A 30-minute conversation about your goals and next steps.
ONE PLAN. CONNECTED DECISIONS.
Your finances should make sense together
A retirement decision is also a tax decision. An investment decision can affect your estate. We look at the connections, so each next step has a purpose.
Retirement planning
When can you retire—and what will life look like when you do? Bring your savings, pensions and spending into one clear picture.
Explore retirement planning ↗02 / PLANNINGTax planning
Understand how your financial decisions fit together across income, investments, retirement and the years ahead.
Explore tax planning ↗03 / PLANNINGEstate planning
Make your intentions clearer. Connect your financial plan with the people, responsibilities and legacy that matter to you.
Explore estate planning ↗FINANCIAL PLANNING IN BURNABY
Start with the questions your money needs to answer
A financial plan should help you make a decision. We look at your household and business finances together, then work through the options that matter to you.
Business owners & incorporated professionals
How much should you keep in your corporation? How do salary, dividends, personal savings and insurance fit together? We consider your business and household cash flow, with your accountant involved in tax decisions.
Explore tax planning ↗Retirement & the years before it
When can you stop working, and what can you spend? We bring pensions, CPP, OAS, registered accounts and other savings into a retirement income picture, and compare the effect of different dates and spending choices.
Explore retirement planning ↗Families & estate decisions
What would happen financially if one of you died or could no longer work? We review protection needs, beneficiaries and estate liquidity, and identify decisions to coordinate with your lawyer and accountant.
Explore estate planning ↗A PRACTICAL STARTING POINT
You don’t need every answer before we talk
You may be approaching retirement, navigating a life change, or wondering whether your current plan still fits. Start with the questions that are keeping you up.
Meet Clement ↗Talk about what matters
Share your priorities, questions and the decisions ahead.
Agree on the work
Discuss the planning scope, fees and what you can expect before committing to an engagement.
Put your next steps in order
Work through the trade-offs and build a practical sequence of decisions around your goals.
LOCAL EXPERIENCE. PERSONAL ATTENTION.
Based in Burnaby.
Focused on your bigger picture.
I’m Clement Chung. My career in Canadian financial services began in 2013, spanning individual client advice, comprehensive financial planning and advisory team leadership.
I work with people in Burnaby and Metro Vancouver who want to understand their options and make thoughtful decisions about retirement, taxes and the legacy they leave.
Read my financial planning journal ↗BEFORE WE MEET
A few questions you may have
What does a financial planner help me work through?
Your goals set the scope. We can connect cash flow, debt, retirement income, taxes, investments, insurance and estate priorities, rather than considering each decision on its own. We agree on the work and fees before starting.
Can you help with both personal and corporate finances?
Yes. For business owners and incorporated professionals, planning considers how corporate cash flow, personal income, savings and protection fit together. Tax filing and legal work stay with your accountant and lawyer, with coordination where needed.
What can we discuss on the introductory call?
Your priorities, current questions and whether my planning approach fits your needs. You do not need to have a complete financial picture ready for the first conversation.
Do you work with clients outside Burnaby?
Yes. I serve Metro Vancouver, including Vancouver, New Westminster, Coquitlam, Richmond and Surrey. Introductory meetings are available online.
How are financial planning fees determined?
We discuss the scope of work and applicable fees before you decide to proceed. The introductory call is an opportunity to understand what help you need.
Can you help connect retirement, tax and estate decisions?
Yes. The planning conversation considers these areas together, with coordination with your accountant or lawyer where specialist advice or legal documents are needed.
YOUR NEXT CHAPTER
Start with a conversation
Tell me what is changing, what you want to achieve, and where you would like more clarity. We’ll discuss whether working together is the right fit.
Book an introductory call ↗30 minutes · Online · No obligation